Mors Mutual - Hoch Interactive

Stop using server restarts as insurance.

If your server has an economy, towing, impound, mechanics, or any kind of “actions have consequences” RP, server-restart recovery is a silent economy killer. Players learn the meta, loss becomes meaningless, and your loops get bypassed.

Mors Mutual fixes that with a GTA Online–inspired insurance experience rebuilt for roleplay:
Open phone → file claim → pay deductible → recover through your defined process (garage / impound / pickup). Balanced, configurable, and designed to stay fair.

What you’re buying

• Eliminates tsunami-based recovery and other “just wait it out” loopholes
• Restores real consequences while still keeping RP fun and accessible
• Strengthens towing / impound / mechanic gameplay loops instead of bypassing them
• Adds a believable money sink that you can tune to your economy
• Reduces admin headaches with controls + logging to spot abuse patterns

Core Features

Player-facing

• In-phone claims flow for lost/destroyed/unrecoverable vehicles
• Guided claim experience with eligibility messaging (no guessing, no confusion)
• Clear cost breakdown before submitting (deductible + fees + total)
• Optional claim options (e.g., expedited pickup) if enabled on your server

Server owner controls

• Deductibles, fees, cooldowns, claim caps (per your balance philosophy)
• Recovery routing to your chosen destinations (garage / impound / pickup points)
• Anti-abuse options + logging to keep the system honest
• Branding-friendly UI so it fits your phone/app ecosystem cleanly

How it feels in RP

Vehicle is gone. Instead of “wait for tsunami,” the player handles it like a citizen would:

1. Opens the Mors Mutual app
2. Selects the vehicle
3. Sees eligibility + options
4. Reviews the full cost breakdown
5. Submits the claim → recovery follows your configured flow
   It becomes a roleplay action, not a server loophole.

Inside the App

• Home: Policy status, next due date/time, weekly premium estimate, one-tap actions
• Vehicles: Coverage, premium, deductible, autopay, claim count + quick claim shortcut
• Vehicle Details: Tier/deductible/autopay/driver rating + policy actions and eligibility messaging
• Claims: Guided “Start a Claim” flow + itemized cost breakdown + submit/cancel
• Billing: Next payment, pay now, autopay management, payment history + filters
• Account: Driver rating, risk score, discounts, premium estimates, and how rates evolve

Perfect for servers that…

• Care about economy integrity and meaningful consequences
• Run towing/impound/mechanic loops and want players to use them
• Want to reduce “meta gaming” without making life miserable for civilians
• Prefer systems that are configurable and enforceable, not vibes-based

TL:DR

• Solves: Tsunami recovery meta
• Adds: Phone claims + controlled recovery
• Controls: Fees, deductibles, cooldowns, claim caps, logs
• Best for: Servers that care about quality

TEBEX • DOCS • DISCORD • CFX.RE • SHOWCASE: COMING SOON

PRICE: $19.99